Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$209,000

8105 COLEE COVE Road, St. Augustine, FL 32092, St. Augustine, FL 32092

Colee Cove Estates

Price
$209,000
Beds / Baths
3 / 2
Living area
1,104 sqft
Year built
1988
Type
Residential
Lot
0.26 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
146
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$189/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This one is about the PROPERTY! Water access, mature trees, outdoor space and the opportunity to enjoy the St. Johns River lifestyle at a price point that is increasingly difficult to find. Tucked beneath a canopy of mature trees, this property backs to a natural canal with access toward the St. Johns River. Bring the kayak, canoe or jon boat and imagine weekends spent exploring North Florida's waterways, fishing, relaxing outdoors or simply enjoying the peaceful setting. There is room for boats, trailers and recreational equipment, with possibilities for additional outdoor improvements. Buyers interested in adding a dock or other waterfront improvements should verify applicable permitting and approvals. The existing 3-bedroom, 2-bath home offers 1,104 square feet with a wood-burning fireplace, dedicated dining room, additional dining area in the kitchen and a covered front porch. Enjoy it now, update it over time, or bring your own vision for the property. The roof was replaced in 2020 and the water heater is approximately five years old. An artesian well with aerator provides strong water pressure, and the property has a 750-gallon septic system. If your idea of home includes room for your outdoor toys, mature trees and access to the water, come see what you could create here.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront canal property.
  • Confirm septic system (750-gallon) last pumped/inspected and obtain service records.
  • Get artesian well water test results and verify aerator maintenance history.
  • Confirm dock/waterfront improvement permitting requirements with St. Johns County.
  • Obtain 2020 roof replacement documentation and warranty details.
  • Verify mobile home title status and any underlying land lease terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,084/mo
Property tax (1.1% eff., St. Johns Co.)$192/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,568/mo

Loan $167,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 3:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.