Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$3,750,000

4640 PALM VALLEY Road, Ponte Vedra Beach, FL 32082

Palm Valley

Price
$3,750,000
Beds / Baths
6 / 8
Living area
5,422 sqft
Year built
2023
Type
Residential
Lot
1.2 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
144
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

$692/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Set on 1.2 private acres, the Floresta -- a signature model by Fox Signature Homes -- offers a seamless blend of design, comfort, and functionality in the heart of Ponte Vedra Beach. This custom-built residence features an open, thoughtfully designed layout with soaring ceilings and a central fireplace that anchors the main living space. The European-style kitchen is equipped with SieMatic cabinetry, Gaggenau appliances, and a built-in espresso machine, all flowing effortlessly into the main living and entertaining areas. Outdoor living is equally impressive, with a fully screened resort-style pool (up to 6 ft deep), spa-style hot tub, outdoor fireplace, and a summer kitchen--perfect for entertaining or relaxing year-round. Designed for efficiency and long-term performance, the home includes solar power supported by four Franklin batteries, dual HVAC systems, two tankless water heaters, foam-insulated roofing, and a whole-home water softener. Irrigation is supplied by a private ... well, contributing to lower operating costs. Additional features include an extended three-car garage, a dedicated powder room, and a private preserve backdrop that enhances both privacy and setting.

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser; request elevation certificate if in AE/VE.
  • Confirm solar system ownership vs. lease; obtain transfer documentation and warranty assignment.
  • Inspect private well water quality report; verify septic system permits and maintenance records.
  • Obtain four Franklin battery specification sheets; confirm warranty coverage and replacement costs.
  • Review foam roof installation date, materials, and 15-year wind/hail insurance eligibility.
  • Verify dual HVAC and tankless water heater maintenance logs; confirm service plan transferability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$19,458/mo
Property tax (1.1% eff., St. Johns Co.)$3,438/mo
Homeowners insurance (est.)$2,188/mo
All-in monthly (est.)$25,084/mo

Loan $3,000,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:53 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.