Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

5650 S A1A #G117, St. Augustine, FL 32080, St. Augustine, FL 32080

Island House Condo

Price
$425,000
Beds / Baths
2 / 2
Living area
1,350 sqft
Year built
1975
Type
Condo
Lot
Garage
0
HOA
$685/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
147
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$315/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.

St. Augustine Beach Ground-Floor Condo with Weekly Rentals Allowed! Welcome to Unit G117 at Island House, a fully furnished two-bedroom, two-bath condo in an oceanfront St. Augustine Beach community. Enjoy ground-floor living with no stairs, easy pool and beach access, three private shaded patios, a spacious open layout, a well-equipped kitchen, a new 2026 water heater and a water-softener system. Island House is completing a major exterior renovation with fresh paint and new aluminum railings. The approximately $38,000 special assessment has already been paid. Weekly rentals are allowed, making this an excellent primary residence, vacation home or short-term rental investment. Community amenities include direct beach access via Mary Street, a swimming pool, tennis courts and a clubhouse--all minutes from Historic Downtown St. Augustine, dining and shopping. Fully furnished. Assessment paid. Weekly rentals allowed. Beach life starts here!

What to check on this one

  • Verify condo milestone/SIRS report status and any outstanding reserve funding needs.
  • Confirm HOA allows weekly rentals; review rental restriction rules and guest policies in detail.
  • Request last 3 years HOA financials, reserve study, and special assessment history.
  • Obtain flood zone designation and elevation certificate for this ground-floor oceanfront unit.
  • Verify roof age and wind-mitigation inspection compliance for 1975 condo in coastal zone.
  • Review cast-iron plumbing condition; confirm water heater/softener maintenance and transferability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., St. Johns Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$685/mo
All-in monthly (est.)$3,572/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.