Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$4,075,000

521 RUTILE Drive, Ponte Vedra Beach, FL 32082

Ponte Vedra

Price
$4,075,000
Beds / Baths
5 / 6
Living area
3,800 sqft
Year built
1973
Type
Residential
Lot
0.47 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
141
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$1072/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 167% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BACK ACTIVE-Buyers changed their minds- no fault of the sellers. Located in highly sought-after Old Ponte Vedra Beach, this charming 5-bedroom, 4.5-bath pool home offers a rare opportunity just one block from the ocean and within close proximity to the Ponte Vedra Inn & Club and The Lodge & Club Ponte Vedra Beach. Set on an expansive almost half-acre lagoon-front lot with 125 feet of water frontage, the property combines timeless coastal appeal with an exceptional location--perfect for enjoying ocean breezes, the sound of the waves, and easy access to the area's premier beach clubs. The open-concept interior is filled with natural light and features a beautifully remodeled kitchen, rich wood flooring, and seamless flow between the main living areas. The kitchen is anchored by a 12-foot island and equipped with high-end appliances, including a GE Monogram refrigerator and freezer towers, Wolf convection oven/microwave, Wolf gas range with griddle, Bosch dishwasher, wine cooler, and a dedicated coffee station. The adjoining dining and family room overlooks the lagoon, while triple-stacking sliders and screened front doors create effortless indoor-outdoor living and inviting cross breezes. The flexible floor plan includes a downstairs bedroom or office with a full bath nearby, a spacious mudroom, and an oversized laundry room. The primary suite serves as a private retreat with vaulted ceilings, dual custom walk-in closets, a fully renovated spa-style bath, and direct access to the outdoor living areas. Upstairs, three additional bedrooms and two baths provide ample space for family or guests. The outdoor living space is a true highlight, designed for both relaxation and entertaining. Enjoy a saltwater heated pool and spa, travertine decking, and a covered lanai featuring a summer kitchen w/ a brand new ice maker, automatic screens, and a striking gas fireplace framed by pecky cypress beam details. A dedicated pool bath and private outdoor shower add convenience, while the grandfathered dock along the lagoon enhances the waterfront lifestyle and offers a rare connection to the natural setting. Additional features include motorized shades, plantation shutters, a whole-house water softener system, filtered water at the kitchen sink, and a two-car garage. A rare offering in Old Ponte Vedra, combining walkability to the beach and private clubs with a premier lagoon-front setting and exceptional outdoor living. Sq. Footage may vary from tax roll per sellers- the 5th bedroom/flex room was enclosed. Buyer to verify sq. footage. Ask about Preferred Membership Initiation Fee pricing and waitlists for Ponte Vedra Inn & Club, The Lodge & Club, Epping Forest Yacht and Country Club and The River Club available exclusively through Ponte Vedra Club Realty!

What to check on this one

  • Verify roof age and condition; 1973 home likely needs inspection or replacement soon.
  • Order 4-point inspection + wind-mitigation report; insurer requirements for pre-1980 homes.
  • Confirm flood zone via FEMA map; waterfront lagoon property requires elevation certificate.
  • Request pool equipment age, maintenance history, and any required repairs or replastering.
  • Verify seawall/bulkhead condition and any easements or county permits on water frontage.
  • Check for polybutylene plumbing or cast-iron drain lines; common failures in 1973 builds.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$21,144/mo
Property tax (1.1% eff., St. Johns Co.)$3,735/mo
Homeowners insurance (est.)$2,377/mo
All-in monthly (est.)$27,256/mo

Loan $3,260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 1:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.