Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$785,000

3628 OAK Street, Jacksonville, FL 32205

St Johns Heights

Price
$785,000
Beds / Baths
5 / 3
Living area
2,864 sqft
Year built
1950
Type
MultiFamily
Lot
0.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
154

GREAT INVESTMENT OPPORTUNITY! This triplex is fully updated with all units occupied and cash flowing. Unit 1 is currently renting at $1,100.00. Unit 2 is currently renting at $1,430.00. Unit 3 is currently renting at $1,450.00. Walking distance to St. Johns Avenue and Boone Park. Please reach out to the listing agent if interested in touring!

What to check on this one

  • Verify roof age and get 4-point inspection—1950 build requires wind-mitigation report for insurance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Review all three leases, rental rates, tenant histories, and eviction/payment records.
  • Inspect plumbing type (likely cast-iron pre-1975)—plan replacement costs into ROI.
  • Verify septic or municipal sewer connection and service records for all three units.
  • Pull title for liens, code violations, and confirm no deferred maintenance surprises.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,073/mo
Property tax (1.1% eff., Duval Co.)$720/mo
Homeowners insurance (est.)$458/mo
All-in monthly (est.)$5,251/mo

Loan $628,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NETWORTH REALTY OF JACKSONVILLE, LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 4:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.