$599,000
196 SILVER REEF Lane, St. Augustine, FL 32095, St. Augustine, FL 32095
Creekside
- Price
- $599,000
- Beds / Baths
- 4 / 3
- Living area
- 2,647 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- —
- Garage
- 3
- HOA
- $102/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 147
- Elementary
- Lakeside Academy
- Middle
- Alice B. Landrum
- High school
- Beachside
$226/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.
What to check on this one
- Verify solar panel lease or ownership terms and transfer requirements to you.
- Confirm flood zone designation and whether elevation certificate is on file.
- Request CDD bond payoff amount and remaining obligations at closing.
- Obtain HOA documents and confirm $102/mo covers all fees with no special assessments pending.
- Have licensed inspector verify roof age, HVAC systems, and Tesla charger installation compliance.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 3:45 PM.
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