Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$235,000

354 HOOT OWL Road, Satsuma, FL 32189, Satsuma, FL 32189

St Johns Riverside

Price
$235,000
Beds / Baths
3 / 2
Living area
1,490 sqft
Year built
2026
Type
Residential
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
160

$158/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One or more photo(s) has been virtually staged. Pre-Construction Custom Home Opportunity! Build Your Dream Home on 329 Hoot Owl Rd, Satsuma/Palatka, FL This is your chance to own a brand-new custom-built home in a peaceful setting -- designed and built exactly the way you want it! The base home starts at just $235,000 and includes a spacious 3-bedroom, 2-bath open-concept floor plan with these desirable features: • Large kitchen island with plenty of cabinet space • Stainless steel appliances (side-by-side refrigerator, dishwasher, microwave, garbage disposal, and stylish range) • Generous primary suite with walk-in closet • Energy-efficient double-pane windows Well and septic are included with the base price -- no extra costs for these major utilities! All photos shown are examples of the home with premium Package upgrades -- so you can see the quality, finishes, and luxurious touches that are available. We have the land and the builder, bring your dream and let's make it happen.

What to check on this one

  • Confirm final flood zone designation with county—affects insurance and financing
  • Verify well and septic system design meets Putnam County health department standards
  • Request detailed builder contract, warranty terms, and construction timeline in writing
  • Obtain septic permit and well permit copies; confirm both operational before closing
  • Review base price vs. actual upgrade costs—clarify what 'premium package' adds
  • Get pre-construction survey and title commitment; confirm no liens or easements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., Putnam Co.)$215/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,726/mo

Loan $188,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WE CAN DO IT REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 7, 2026, 5:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.