Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

13810 SUTTON PARK Drive N 1220, Jacksonville, FL 32224, Jacksonville, FL 32224

Grand Reserve

Price
$195,000
Beds / Baths
2 / 2
Living area
1,138 sqft
Year built
2002
Type
Condo
Lot
Garage
0
HOA
$373/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
148
Elementary
Chets Creek
Middle
Kernan

$171/sqft asking, vs a $176/sqft median across 160 closed sales in 32224 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Newly remodeled 2 bedroom/2 bathroom condo in the desirable Grand Reserve! This gated community is well established in a great location with lots of mature trees throughout and tons of amenities. Within minutes from this home, you can be at the beach or shopping at the St John's Town Center. The University of North Florida and top rated hospitals are also nearby. The Grocery store, restaurants, and golf course are within a walkable distance. Inside the community there are walking paths, playgrounds, Swimming pool, hot tub, gym, Tennis/pickleball, Volleyball, and basketball courts. The condo has a gas stove, stone countertops, farmhouse style kitchen sink, beautiful cabinets, new flooring, bathroom and lighting updates. Ready for your move in!

What to check on this one

  • Verify roof age and get 4-point inspection quote; 2002 may trigger insurer concerns soon
  • Pull current HOA reserve study and condo SIRS report; check special assessments pending
  • Confirm flood zone via FEMA map and get elevation certificate if AE/VE
  • Review HOA bylaws for rental restrictions and lease-transfer rules before purchase
  • Request HOA estoppel letter showing all fees, assessments, and lien history

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., Duval Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$373/mo
All-in monthly (est.)$1,856/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MILITARY REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 6:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.