Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,000

524 HORSESHOE Road, St. Augustine, FL 32084, St. Augustine, FL 32084

Sabate Grant

Price
$429,000
Beds / Baths
3 / 2
Living area
1,410 sqft
Year built
1981
Type
Residential
Lot
0.54 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
148
Middle
Sebastian
High school
St. Augustine

$304/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 44% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this charming sunny ranch-style home set on a spacious oversized lot featuring a welcoming circular drive & plenty of room to enjoy peaceful outdoor living. This inviting property offers 3 beds & 2 baths, thoughtfully designed w/comfort & functionality in mind. The home features a durable metal roof & an oversized garage with abundant workspace -- perfect for hobbies, storage, or projects. Enjoy relaxing mornings on the large covered front porch, or take advantage of the enclosed porch, ideal as a sunroom, home office, or flexible bonus space to suit your lifestyle. Situated in a quiet, peaceful neighborhood, the property offers privacy, open sunshine, and just the right amount of mature trees to create a serene setting while still feeling bright & open. The expansive lot provides room to garden, entertain, or simply enjoy the outdoors. A wonderful opportunity to own a comfortable home w/space to spread out, plenty of natural light & versatile living areas both inside & out!

What to check on this one

  • Verify metal roof age and warranty; confirm installation date and materials.
  • Order 4-point inspection (home is 45 years old; required for insurance).
  • Confirm flood zone with St. Johns County Property Appraiser; request elevation certificate if in AE/VE.
  • Check plumbing material and age (polybutylene/cast-iron risk for 1981 build).
  • Inspect septic system if applicable; request service records and last pump date.
  • Review HVAC age, capacity, and maintenance history before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,226/mo
Property tax (1.1% eff., St. Johns Co.)$393/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,911/mo

Loan $343,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Jun 25, 2026, 12:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.