Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$424,990

44 ALGIERS Court, St. Augustine, FL 32095

Cordova Palms

Price
$424,990
Beds / Baths
4 / 3
Living area
2,201 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
94

Welcome to our St Johns Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 626 on a cul-de-sac street! The Award-Winning Amherst II plan boasts, 2201 SF. 4 Bedroom, Loft, w/3 full bath home and 2 car garage backing to a lake view homesite! Great oversized kitchen/ café for family holiday gatherings w/lots of natural light, the master owner's suite features a walk-in tile shower, with a glass shower door w/an oversized walk-in closet & double sinks too! Home Includes, Luxury Laminate flooring in the main living areas, upgraded carpet in all the bedrooms, tile in all bathrooms, 42'' white cabinets, Cove crown molding, Double gas range oven w/microwave, stainless steel microwave, vented to the exterior above the gas range, upgraded kitchen quartz countertop and all bathrooms, with raised vanities.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate for this St. Johns address.
  • Get CDD bond payoff amount and verify remaining assessment obligation.
  • Review HOA/CDD CC&Rs for short-term rental restrictions before purchase.
  • Verify builder warranty coverage details and transferability to second owner.
  • Confirm natural gas line installation completion and utility activation status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., St. Johns Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,124/mo

Loan $339,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.