Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,900

4551 SUN GARDEN Drive, Jacksonville, FL 32257

Everlake

Price
$439,900
Beds / Baths
2 / 2
Living area
1,669 sqft
Year built
2023
Type
Residential
Lot
0.1 ac
Garage
2
HOA
$425/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
147

Everlake at Mandarin is a beautiful 55+ gated community that has it all! Convenient location, club amenities & Fitness Center, pool, & gorgeous lakes with lighted fountains. No CDD. This home is truly a designers dream with every luxury upgrade. Shows better than a model home. If you can think of it, it already has it, plus additional 13'x18' screened living area on the water, & 6'x13' area for grilling. Epoxy floor coating on all outside areas & in garage, Overhead storage added in garage. Aluminum fenced backyard, Tankless gas water heater & gutters. Motorized shades. Built-in LR wall unit & TV mounts throughout. Custom organized kitchen pantry and state of the art custom designed master walk-in closet. 10' ceilings plus tray in LR & MBR. Kitchen equipped with gas cooktop, built-in electric oven & microwave, custom cabinetry with pull-out drawers & quartz countertops accented with designer backsplash. Washer & Dryer included. Features sheet in documents.

What to check on this one

  • Verify HOA $425/mo covers what; request governing docs, reserve study, rental restrictions
  • Confirm flood zone designation and obtain elevation certificate for waterfront lot
  • Review 2023 builder warranty coverage and transferability to new owner
  • Inspect waterfront easements, seawall condition, and any HOA waterfront maintenance obligations
  • Verify all luxury upgrades (tankless heater, motorized shades, appliances) are warranted and transferable

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Duval Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$425/mo
All-in monthly (est.)$3,403/mo

Loan $351,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SAM FOLDS, INC., REALTORS. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 5:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.