Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$370,000

12601 HERBLORE Drive, Jacksonville, FL 32225, Jacksonville, FL 32225

Sterling Ridge

Price
$370,000
Beds / Baths
3 / 2
Living area
1,957 sqft
Year built
1993
Type
Residential
Lot
0.26 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
142
Elementary
Abess Park
Middle
Landmark
High school
Sandalwood

$189/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 10% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this inviting 3-bedroom, 2-bath home in Sterling Ridge at Intracoastal West, set on a quiet corner lot with partial pond views from the screened back porch. The split-bedroom layout features durable LVP and tile flooring, vaulted ceilings, and multiple living spaces, including an open living/dining area and a cozy family room with a wood-burning fireplace. The kitchen offers granite countertops, a breakfast bar, and a casual dining nook--ideal for daily living and entertaining. The primary suite provides a private retreat with dual vanities, a soaking tub, walk-in shower, and a spacious closet. Two additional bedrooms share a full bath for added flexibility. Conveniently located near Atlantic Beach, shopping, dining, parks, and major highways, this home blends comfort, functionality, and location.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone
  • Confirm roof age and current insurance carrier acceptance for 33-year-old home
  • Order 4-point inspection; confirm underwriter will insure pre-1995 construction
  • Review HOA documents for Sterling Ridge at Intracoastal West rental restrictions
  • Inspect plumbing for polybutylene or cast-iron; confirm material and condition
  • Verify septic vs. municipal sewer connection and any service records

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,920/mo
Property tax (1.1% eff., Duval Co.)$339/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
All-in monthly (est.)$2,568/mo

Loan $296,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 3:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.