Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$640,000

1738 OAK GROVE Circle, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Lake Asbury

Price
$640,000
Beds / Baths
3 / 3
Living area
2,048 sqft
Year built
1977
Type
Residential
Lot
0.6 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
106

Welcome to ''The Point''! Rare opportunity to own one of the most desirable waterfront properties off Black Creek in Green Cove Springs! Situated on a stunning point/peninsula, this one-story ranch offers expansive water views and deepwater access with the ability to have 2 docks/boats if desired. Enjoy effortless boating with quick access to the St. John's River & ocean, yet still have a protected harbor for your boat. The home features plenty of upgrades, a bright and inviting floor plan, with a spacious kitchen overlooking the Florida room addition--perfect for relaxing or entertaining while taking in the scenic surroundings. A recently upgraded oversized garage and utility space provides ample storage and functionality. Tucked away in a private setting, yet conveniently located near top-rated schools and just minutes from the new First Coast Expressway, this property offers the perfect blend of tranquility and accessibility.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Black Creek waterfront.
  • Obtain roof inspection report; 1977 home may face insurance underwriting issues.
  • Confirm septic system age, maintenance records, and current operational status.
  • Request 4-point inspection and wind-mitigation inspection for insurer compliance.
  • Verify dock permits, riparian rights, and any HOA/CC&R restrictions on waterfront use.
  • Review plumbing type (polybutylene/cast-iron common in 1977); get inspection before offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,321/mo
Property tax (1.1% eff., Clay Co.)$587/mo
Homeowners insurance (est.)$373/mo
All-in monthly (est.)$4,281/mo

Loan $512,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 8:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.