Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$579,143

3905 GAREYS FERRY Way, Middleburg, FL 32068

Jennings Farm

Price
$579,143
Beds / Baths
5 / 4
Living area
3,174 sqft
Year built
2026
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$72/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0

Before Design Sample Image Introducing the Avalon II 'H - a stunning new home model that exemplifies modern luxury living. This spacious residence boasts an impressive 3174 square feet of thoughtfully designed living space, offering the perfect blend of style, comfort, and functionality. One of the standout features is its 5 bedrooms and 4 full bathrooms, providing ample room for families or those who enjoy having dedicated spaces for guests. The open-concept layout seamlessly integrates the living, dining, and kitchen areas, creating an inviting and cohesive environment for entertaining or simply enjoying quality time with loved ones. Beyond its generous square footage and well-appointed rooms, it is a true showcase of exceptional craftsmanship and attention to detail. From the gourmet kitchen with high-end appliances and quartz countertops to the luxurious bathrooms adorned with premium finishes, every aspect of this home has been designed to elevate your living experience

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser—impacts insurance.
  • Confirm builder warranty coverage details and transfer terms to buyer.
  • Review HOA $72/mo covenants for rental restrictions if investment-use intended.
  • Confirm all builder-grade appliances, countertops, finishes match listing specs.
  • Obtain certificate of occupancy and final inspection sign-off from builder.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,005/mo
Property tax (1.1% eff., Clay Co.)$531/mo
Homeowners insurance (est.)$338/mo
HOA$72/mo
All-in monthly (est.)$3,946/mo

Loan $463,314 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Apr 5, 2026, 3:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.