Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

255 N PRAIRIE LAKES Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

Prairie Lakes

Price
$195,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.29 ac
Garage
0
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
150

Fantastic opportunity to own one of the largest lots in the highly sought-after Prairie Lakes subdivision. This community offers a country setting while being just minutes from downtown St. Augustine. Act quickly - lots are selling fast!

What to check on this one

  • Verify exact flood zone designation with county—impacts build cost and insurance.
  • Confirm HOA $25/mo covers; request covenants and any future assessments.
  • Check utilities available (water, sewer, electric, gas) and connection costs.
  • Obtain survey and title commitment; verify no easements or deed restrictions.
  • Confirm zoning allows your intended use; review building setback requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$1,508/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 21, 2026, 9:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.