Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

248 N PRAIRIE LAKES Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

Prairie Lakes

Price
$195,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.04 ac
Garage
0
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
150

Experience the best of both worlds with 1.04 acres of lakefront living close to town! This stunning buildable lot in Prairie Lakes offers the ideal location for your dream home, featuring a picturesque setting, a tranquil community, and a convenient central location. Architectural plans available.

What to check on this one

  • Confirm flood zone & elevation with FEMA map + county surveyor; lakefront may trigger AE/VE restrictions
  • Verify HOA $25/mo covers what; request Prairie Lakes CCRs, architectural guidelines, and any pending assessments
  • Get soil/percolation test results; confirm septic feasibility & permit path with St. Johns County
  • Review utility availability & connection costs (water, sewer, electric, internet to lot)
  • Verify lot is buildable; check county zoning, setbacks, and any wetland/environmental deed restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$1,508/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 21, 2026, 9:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.