Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

316 CRYSTAL LAKE Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

Prairie Lakes

Price
$195,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.51 ac
Garage
0
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
150

Stunning lakefront parcel on a spring-fed lake. This 0.51-acre lot (dimensions 100x220) offers ample space to build your dream home. Located in the desirable rural community of Prairie Lakes, this property is just minutes from downtown St. Augustine, shopping, and beaches. Enjoy a tranquil, serene setting on the lake with a beautiful wooded backdrop. With low HOA fees and no time restriction to build, this lot is a must-see! Survey available. The owner, a builder, is available to discuss home construction.

What to check on this one

  • Verify flood zone designation & obtain elevation certificate for lakefront property
  • Request survey & confirm setbacks from lake, wetlands, and property lines
  • Confirm HOA $25/mo covers lake access rights & maintenance obligations
  • Verify no environmental restrictions, wetland permits, or building timeline conditions
  • Get written septic/well feasibility from county; confirm utilities available
  • Review HOA docs for architectural guidelines, construction rules, rental restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$1,508/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 21, 2026, 9:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.