Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

2622 KERMIT Court, Orange Park, FL 32065, Orange Park, FL 32065

Cades Cove

Price
$425,000
Beds / Baths
5 / 3
Living area
3,622 sqft
Year built
2005
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
151
Elementary
Lakeside
Middle
Lakeside
High school
Orange Park

$117/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 32% below the area's closed prices. Home priced 32% below comparable sales; new roof is a plus, but listing remarks focus on features rather than explaining the discount—ask agent why valuation sits lower.

Exceptional Space. Incredible Value. Endless Possibilities. Welcome to this spacious 5-bed, 3-bath home offering 3,622 sqft of flexible living space designed for today's lifestyle. Perfect for growing families, multigenerational living, or anyone needing extra room to live, work, and entertain. The thoughtfully designed floor plan features formal living & dining rooms that flow into the spacious family room & open kitchen with a breakfast nook creating the perfect space for everyday living & entertaining. A highly desirable first-floor bedroom with a walk-in closet and full bath is ideal for guests, extended family, or a private home office. Upstairs, the oversized primary suite offers two walk-in closets and a spacious en-suite bath with a soaking tub. Three additional bedrooms and versatile living areas provide endless possibilities for a media room, playroom, fitness space, homeschool area, or remote office. Relax on the covered patio overlooking the backyard. New Roof 2021. Conveniently located in the desirable Cades Cove community, you'll enjoy easy access to shopping, restaurants, parks, medical facilities, major roadways, and St. Johns Country Day School. If you've been searching for exceptional space, flexibility, and outstanding value, this home is a must-see. Schedule your private showing today!

What to check on this one

  • Verify flood zone designation—check FEMA map for AE/VE; request elevation certificate if applicable.
  • Confirm new roof 2021 is insurable; get roof certification letter for lender/insurance.
  • Obtain HOA docs: bylaws, financials, reserve study, any pending assessments beyond $60/mo.
  • Verify property survey is current; confirm lot size and easements on recorded deed.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurance underwriting.
  • Confirm roof warranty transferability and get contractor invoice/permit records from 2021 install.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., Clay Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$60/mo
All-in monthly (est.)$2,947/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 3:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.