$1,199,999
227 TESORO Terrace, St. Augustine, FL 32095
Madeira
- Price
- $1,199,999
- Beds / Baths
- 3 / 4
- Living area
- 2,611 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.39 ac
- Garage
- 3
- HOA
- $142/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 151
$460/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 124% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience elevated coastal luxury in Madeira--a private, upscale community offering amazing amenities just minutes from Downtown St. Augustine and Vilano Beach (10 minutes). Built in 2024 by Dostie Homes, this meticulously customized residence showcases 3 large bedrooms, 2.5 bathrooms, PLUS a detached poolside casita featuring a full room and full bathroom--perfect for an in-law suite, guest quarters, game room or private office. Inside, dramatic soaring ceilings and an expansive open-concept design create a light-filled, luxurious atmosphere centered around a chef's kitchen with a massive waterfall quartz island and custom fireplace wall! The outdoor living space is equally impressive, highlighted by an amazing summer kitchen, heated saltwater pool and spa all within a fully screened enclosure for year-round enjoyment. Positioned on a wide, premium lot in an ideal location, this home offers a rare blend of modern elegance, functionality, and refined Florida living.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for insurance/financing.
- Confirm CDD bond payoff amount and remaining assessment term.
- Review Madeira community HOA documents, amenity rules, and rental restrictions.
- Inspect 2024 roof warranty details and confirm builder coverage transfer.
- Verify pool/spa maintenance history and current saltwater system condition.
- Confirm casita separate deed status or assess lien/financing implications.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $959,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REACH REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jun 29, 2026, 6:25 PM.
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