Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$184,900

3116 THELMA Street, Jacksonville, FL 32206, Jacksonville, FL 32206

Long Branch

Price
$184,900
Beds / Baths
3 / 2
Living area
976 sqft
Year built
1914
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
153

$189/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

✨ The Perfect Place to Start Your Homeownership Journey! ✨ Welcome home to this beautifully updated, move-in ready property--perfect for first-time buyers! This home features major upgrades already completed, including a brand-new roof, new flooring throughout, new A/C system, and a new hot water heater--giving you added peace of mind from day one. Step inside and enjoy a fresh, modern feel with clean finishes and a comfortable layout that's easy to make your own. Whether you're starting your journey or simply looking for a low-maintenance home, this one checks all the boxes. Conveniently located near major roadways, shopping, and dining, you'll love both the comfort of home and the ease of getting where you need to go. 🏡 Why rent when you can own? This is your opportunity to step into homeownership with confidence!

What to check on this one

  • Verify roof installation date and warranty details; get roofing contractor invoice.
  • Confirm A/C and water heater installation dates and remaining manufacturer warranties.
  • Obtain flood zone designation from FEMA map; request elevation certificate if AE/VE.
  • Review full renovation scope: permits pulled, inspections passed, contractor licenses verified.
  • Get pre-closing home inspection by licensed inspector; verify no hidden structural issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$959/mo
Property tax (1.1% eff., Duval Co.)$169/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,420/mo

Loan $147,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SG REALTY TEAM LLC. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 2:08 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.