Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$348,000

1431 BLUES CREEK Drive, Jacksonville, FL 32221, Jacksonville, FL 32221

Crystal Springs

Price
$348,000
Beds / Baths
3 / 2
Living area
1,636 sqft
Year built
2002
Type
Residential
Lot
0.33 ac
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
151

$213/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 37% above the area's closed prices. Condition and lot vary; that's what a showing is for.

VA Assumable for qualifying buyers. Updates include --New Roof in (2021), HVAC in (12-2024), and Stainless steel appliances (2023). Inside, Cathedral ceilings, Fireplace, abundant natural light, LVP and tile flooring in wet areas. Architectural details include built ins, pony-walls, bull-nosed corners, and custom wall niches. The layout is ideal for everyday living and entertaining, with a formal dining space, covered lanai over looking the pool with Waterfall feature. 7' Depth for those looking to have a diving board or slide with their pool and enjoy an amazingly large fenced backyard. The yard space is ideal for entertaining, gardening, play space large groups or families, even the potential for a future ADU. (Accessory Dwelling Unit) indoor laundry, covered front porch, blinds throughout, double side gate for Boat or RV storage and access. Seller will consider closing costs incentives with Strong offer.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm HVAC 2024 install date and obtain warranty documentation.
  • Pull permit records for 2021 roof installation and in-law suite additions.
  • Verify VA loan assumability with lender; confirm qualifying buyer requirements.
  • Inspect pool equipment age, condition, and maintenance history records.
  • Confirm HOA $23/mo covers what services; request governing docs and financials.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,806/mo
Property tax (1.1% eff., Duval Co.)$319/mo
Homeowners insurance (est.)$292/mo
HOA$23/mo
All-in monthly (est.)$2,440/mo

Loan $278,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 8:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.