Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$15,000

103 RIVERSIDE Trail, Satsuma, FL 32189, Satsuma, FL 32189

Hoot Owl Ridge

Price
$15,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
151
Elementary
Browning Pearce
Middle
Crescent City
High school
Crescent City

Discover the possibilities at 103 Riverside Trail in Satsuma, FL--a pristine 0.24-acre residential lot in the St. Johns Riverside Estates subdivision. This property offers a great opportunity to build your dream home or investment property in a peaceful, natural setting. Enjoy nearby outdoor recreation with easy access to boat ramps along the St. Johns River and Crescent Lake, just minutes away. Conveniently located near Palatka and Crescent City for shopping and dining, and less than an hour from Flagler Beach. The Lake George Conservation Area is also just 35 minutes away, offering hiking, biking, and horseback riding trails. Whether you're a builder, investor, or future homeowner, this lot is a blank canvas ready for your vision. Buyer to perform all due diligence to verify buildability and all aspects of the property.

What to check on this one

  • Verify buildability with Putnam County—setbacks, wetlands, septic/well feasibility.
  • Confirm actual flood zone designation; request FEMA flood map for 103 Riverside Trail.
  • Obtain St. Johns Riverside Estates CC&Rs, covenants, and any transfer/building restrictions.
  • Check Putnam County for outstanding liens, code violations, or environmental flags on lot.
  • Verify utilities available (well/septic vs. municipal); confirm St. Johns River access legality.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$78/mo
Property tax (1.1% eff., Putnam Co.)$14/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$384/mo

Loan $12,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 7:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.