$200,000
440 S VILLA SAN MARCO Drive 201, St. Augustine, FL 32086
Villa San Marco
- Price
- $200,000
- Beds / Baths
- 3 / 2
- Living area
- 1,260 sqft
- Year built
- 2004
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $340/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 100
Motivated Seller! Perfect investment property plus comes furnished! Discover this spacious 3-bedroom, 2-bathroom condo offering 1,260 square feet of living. Ideally located near Flagler College, St. Augustine College, and a 15 minute drive to the beach, this home features an open-concept kitchen with a large breakfast bar that seats up to 6, stainless steel appliances, and flows seamlessly into the living room--perfect for entertaining. Enjoy a dedicated dining area, three nice-sized bedrooms with a primary suite and walk-in closet, a screened balcony, and stylish LVT flooring throughout. Added convenience includes a stackable washer and dryer. Enjoy resort-style amenities: a sparkling pool, clubhouse, car wash station, gym, and on-site management. Live, study, and unwind in comfort!
What to check on this one
- Obtain full condo documents: declaration, bylaws, budget, reserve study, meeting minutes.
- Confirm HOA $340/mo includes insurance, reserves, maintenance—request detailed breakdown.
- Request condo SIRS (Structural Integrity Reserve Study) and any milestone inspection reports.
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Confirm rental policy allows investment/furnished short-term rental use before purchase.
- Review roof age and last major repairs; confirm insurer will cover this unit.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $160,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 5:30 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.