$625,000
3165 1ST Avenue 15, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Sea Castles
- Price
- $625,000
- Beds / Baths
- 3 / 3
- Living area
- 1,362 sqft
- Year built
- 1982
- Type
- Townhouse
- Lot
- 0.04 ac
- Garage
- 2
- HOA
- $175/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 151
$459/sqft asking, vs a $372/sqft median across 16 closed sales in 32034 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to your perfect slice of the beach life with this beautifully maintained 3-bedroom, 2.5-bath townhome, ideally located just one block from the beach, offering the laid-back coastal lifestyle buyers are searching for. Being sold fully furnished and already operating as a successful nightly rental, this property is truly turnkey--perfect for investors or those looking for a vacation home that sleeps 8, with income potential from day one. Inside, you'll find the updated kitchen and flooring, flowing into the living area designed for relaxation. Enjoy this charming coastal town with a vibrant historic downtown filled with boutique shopping, local restaurants, and lively bars. Multiple public beach access points making it easy to enjoy sunrise walks, beach days, and evening strolls along the shore. With a low HOA, prime location, and proven rental performance, this is a standout opportunity to own in the sought after Amelia Island.
What to check on this one
- Verify roof age and condition; 1982 home may need inspection for insurance eligibility.
- Obtain flood zone designation from FEMA map and request elevation certificate if needed.
- Review HOA docs: rental restrictions, short-term rental rules, special assessments pending.
- Confirm current rental income history, booking rates, and lease/management contract terms.
- Have 4-point inspection completed; verify plumbing type (polybutylene common in 1982).
- Request HOA financial statements, reserve funding, and any planned capital improvements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $500,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 1:49 PM.
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