Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$310,000

12404 CADLEY Circle, Jacksonville, FL 32219, Jacksonville, FL 32219

Villages Of Westport

Price
$310,000
Beds / Baths
4 / 3
Living area
2,481 sqft
Year built
2006
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
151

$125/sqft asking, vs a $162/sqft median across 1,010 closed sales in 32219 over the last 12 months — 23% below the area's closed prices. Short sale subject to lender approval, which requires the bank's acceptance before closing and introduces timeline uncertainty.

SHORT SALE - Subject to Lender Approval - 4 bedroom 2 1/2 bath home includes a covered front and a covered back porch with a pond view, on a corner lot! Large great room opens to a gourmet kitchen complete with an Island, all appliances, tons of cabinetry and a walk in pantry. This home is perfect for entertaining. Extremely large owner suite space for nursey/workout/office or a quiet place to read with en suite owner bath complete with double vanities, garden tub & a separate shower. Huge walk in closet. All bedrooms are large with ample closet space. There is also a combined living/dining area that can be used as a bonus/game room.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Get roof inspection report—2006 home approaching insurance underwriting threshold.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review 4-point inspection (roof, HVAC, plumbing, electrical) for lender requirements.
  • Obtain HOA/CDD governing docs and verify short-sale approval timeline with lender.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,609/mo
Property tax (1.1% eff., Duval Co.)$284/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,361/mo

Loan $248,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.