Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,900

1182 WILD GINGER Lane, Fleming Island, FL 32003, Fleming Island, FL 32003

Amberwood

Price
$369,900
Beds / Baths
3 / 2
Living area
1,742 sqft
Year built
2008
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$280/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
160
Elementary
Thunderbolt
Middle
Green Cove Springs
High school
Fleming Island

$212/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 0% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover low-maintenance living in the highly sought-after gated community of Amberwood at Fleming Island Plantation! This move-in ready villa features a desirable split floor plan designed for privacy and comfort, including a spacious owner's suite with a relaxing garden tub, walk-in shower, and oversized walk-in closet. The open-concept living areas showcase durable tile flooring, while the bedrooms offer cozy carpet for added comfort. The upgraded kitchen includes 42'' cabinets, granite countertops, and a full appliance package including washer and dryer. Enjoy Florida living year-round on the oversized screened lanai with epoxy flooring and a covered, fan-cooled seating area perfect for entertaining or unwinding. Residents enjoy resort-style amenities, scenic walking and bike paths, golf, pools, and more. Conveniently located near top-rated schools, YMCA, library, shopping, dining, and major commuter routes. A rare opportunity for living in the heart of Fleming Island!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA $280/mo covers what; review Amberwood bylaws and rental restrictions.
  • Get roof inspection report—18 years old may trigger insurance underwriting.
  • Obtain 4-point inspection; verify home meets current Florida insurance standards.
  • Review screened lanai permit and epoxy flooring warranty documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,919/mo
Property tax (1.1% eff., Clay Co.)$339/mo
Homeowners insurance (est.)$292/mo
HOA$280/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,997/mo

Loan $295,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 1:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.