Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,999

2051 CORNELL Road, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Hills

Price
$299,999
Beds / Baths
3 / 3
Living area
1,384 sqft
Year built
1986
Type
Residential
Lot
0.25 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
34

Welcome to 2051 Cornell Road, a charming 3 BR, 2.5 bath home nestled on a spacious lot in peaceful Middleburg. This bright and airy home boasts vaulted ceilings and low-maintenance LVP flooring throughout. The kitchen shines w/ updated countertops/backsplash and a stylish new sink, while the guest bathroom has been refreshed w/ tile flooring, a new vanity, and fresh paint. The cozy primary suite offers a private bath, and the handy half bath located in the two-car garage is perfect for workshop projects or outdoor use. Relax on the covered front porch or host friends in the fenced backyard w/ fruit trees and a large shed. The metal roof offers long-lasting protection, complimented by a newer septic system giving peace of mind. Enjoy all the best of Middleburg living just minutes from boat ramps, coffee shops, eateries, shopping, hospitals, parks and excellent schools. HIGH and DRY w/ NO flood insurance req. Seller is highly motivated so bring all reasonable offers! Come take a look!

What to check on this one

  • Verify metal roof age and installation date with seller or inspector records.
  • Confirm septic system installation year and last pumping/inspection documentation.
  • Obtain flood zone designation from FEMA map; verify elevation certificate if needed.
  • Request 4-point inspection given 1986 build year; check plumbing material (polybutylene risk).
  • Inspect shed and workshop for permits, electrical safety, and structural condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., Clay Co.)$275/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,124/mo

Loan $239,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated May 7, 2026, 2:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.