$460,000
2629 COLD STREAM Lane, Green Cove Springs, FL 32043
Cross Creek
- Price
- $460,000
- Beds / Baths
- 4 / 4
- Living area
- 2,564 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 3
- HOA
- $115/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 134
$179/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 0% below the area's closed prices. Condition and lot vary; that's what a showing is for.
2.99% ASSUMABLE LOAN A RARE COMBINATION OF SPACE, FLEXIBILITY & FEATURES! This 4-bedroom, 4-full-bath home offers a hard-to-find combination of features all under one roof--including a 3-car garage, dedicated flex room, spacious upstairs loft, and a nearly ¼-acre lot backing to a peaceful preserve. The thoughtfully designed two-story layout provides plenty of room to spread out, work from home, entertain, or accommodate guests, with the convenience of a full bathroom for every bedroom. The kitchen features granite countertops and stainless-steel appliances, while the screened porch overlooks the preserve. Additional features include an epoxy-finished 3-car garage, RainSoft water system, gutters, upgraded ceiling fans, solar panels, and all appliances conveying. Located in Cross Creek, residents enjoy amenities including a pool, fitness center, pickleball courts, splash pad, playground, dog park, and RV/boat storage. If you've been searching for a home that checks boxes you don't often find together--4 bedrooms, 4 full baths, flexible living spaces, a 3-car garage, and a preserve lot--this one deserves a closer look.
What to check on this one
- Verify 2.99% assumable loan terms, rates, buyer qualification, and lender approval process.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Request CDD bond payoff amount and confirm annual assessment obligation.
- Verify solar panel ownership vs. lease; if leased, confirm transfer terms to new owner.
- Review HOA documents for rental restrictions and Cross Creek amenity access details.
- Inspect roof, HVAC, and water system (RainSoft) maintenance records and warranties.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $368,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:47 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.