Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$159,900

10961 BURNT MILL Road 1524, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$159,900
Beds / Baths
1 / 1
Living area
814 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$330/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
72
Elementary
Twin Lakes Academy
Middle
Twin Lakes Academy
High school
Atlantic Coast

$196/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move in READY with updated LVP flooring in main living areas, stainless appliances range, microwave, refrigerator, dishwasher and NEW Rheem hot water heater. Refinished cabinetry in kitchen. Centrally located resort style living near St. Johns Town Center, UNF, restaurants and I-295. Convenient access to central Jacksonville, MAYO Clinic, the beaches and JAX airport. Low maintenance living in prime location with community amenities, pool with waterfall, cabana, fitness center, indoor basketball court and clubhouse. Open style floorpan with kitchen bar area, home office space and patio with storage closet. Security gate access. Approved for Fannie Mae financing with 3% down!

What to check on this one

  • Verify actual flood zone and elevation certificate with county appraiser—listing says 'unknown'
  • Review full condo association docs: reserve fund status, pending assessments, rental restrictions
  • Confirm condo milestone inspection (SIRS) completed and results—unit is 25 years old
  • Get 4-point inspection report; verify roof age and remaining insurable life
  • Request HOA financials last 3 years and any special assessments planned

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$830/mo
Property tax (1.1% eff., Duval Co.)$147/mo
Homeowners insurance (est.)$292/mo
HOA$330/mo
All-in monthly (est.)$1,599/mo

Loan $127,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE LEGENDS OF REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.