Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$300,000

407 ARDILA Circle, St. Augustine, FL 32084, St. Augustine, FL 32084

Entrada

Price
$300,000
Beds / Baths
4 / 2
Living area
1,488 sqft
Year built
2024
Type
Residential
Lot
Garage
2
HOA
$17/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
146
Elementary
Webster
Middle
Murray
High school
St. Augustine

Opportunity Awaits in Entrada! Don't miss this second chance to own this beautiful 2024 home in the highly desirable Entrada community. The previous buyer successfully obtained short sale approval from the lender but ultimately terminated the contract for reasons unrelated to the property. To the seller's knowledge, there are no known issues with the home, which remains within the builder's warranty.. Offering 4 bedrooms, 2 bathrooms, and 1,488 square feet of thoughtfully designed living space, this home provides an excellent opportunity to own a newer construction home in one of St. Augustine's most sought-after communities and highly rated school districts at an exceptional value.While the home is nearly new, it could benefit from minor interior cosmetic touch-ups and some landscaping to restore its full curb appeal. Whether you are a first-time homebuyer, an investor, or simply looking to build instant sweat equity, this property presents outstanding potential. This is a short sale and is subject to final lender approval. The lender has already approved the previous contract, which may help streamline the approval process for a new qualified buyer, although a new approval will still be required. The property is being sold As-Is. The seller makes no warranties or representations, expressed or implied, regarding the condition of the property. Buyers are encouraged to conduct all desired inspections and independently verify all information, including square footage, measurements, HOA information, and school assignments. This is an outstanding opportunity to purchase a newer home in St. Augustine at an affordable price. Schedule your showing today.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if AE/VE.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review builder warranty coverage scope and remaining duration.
  • Obtain HOA/CDD governing documents and rental restriction policies.
  • Confirm lender short-sale approval timeline and current contract status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., St. Johns Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,308/mo

Loan $240,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.