Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$594,900

85177 SANDY RIDGE Loop, Yulee, FL 32097

Sandy Ridge

Price
$594,900
Beds / Baths
4 / 3
Living area
2,491 sqft
Year built
2023
Type
Residential
Lot
0.44 ac
Garage
3
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
152

$239/sqft asking, vs a $187/sqft median across 871 closed sales in 32097 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Why wait to build when you can start living your dream now? This like-new 4-bedroom, 3-bath home in a gated Yulee community is move-in ready and designed for the way you want to live. Imagine gathering in your gourmet kitchen, the heart of the home, or enjoying quiet mornings with coffee on your screened lanai overlooking a peaceful pond. With a thoughtful open layout and a convenient mud/drop zone, everyday living feels effortless and organized. The paver driveway and 3-car garage add both style and function, while the location puts you just minutes from Wildlight, shopping, dining, beaches, and I-95--making work, play, and weekend escapes incredibly easy. This isn't just a home--it's where memories are made, where life slows down, and where you can truly settle in from day one. Low HOA and No CDD fee! Come see it for yourself and imagine life here--schedule your private showing today.

What to check on this one

  • Verify actual flood zone designation with FEMA map; waterfront = potential AE/VE rating.
  • Request elevation certificate if flood zone is AE or VE.
  • Confirm builder warranty coverage remains valid and transferable to you.
  • Review HOA documents for rental restrictions and reserve fund status.
  • Inspect all new construction finishes, appliances, and systems for defects.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,087/mo
Property tax (1.1% eff., Nassau Co.)$545/mo
Homeowners insurance (est.)$347/mo
HOA$100/mo
All-in monthly (est.)$4,079/mo

Loan $475,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 11:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.