Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$300,000

1821 HEARTPINE Drive, Middleburg, FL 32068

Brannan Mill Plantation

Price
$300,000
Beds / Baths
4 / 2
Living area
1,977 sqft
Year built
2002
Type
Residential
Lot
Garage
2
HOA
$29/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
134
Elementary
Coppergate
Middle
Wilkinson
High school
Ridgeview

Welcome to this centrally located split floor-plan home offering 4 bedrooms and 2 baths. An open layout connects a cozy family room with fireplace, formal dining, and a versatile flex space perfect for a home office or playroom. The kitchen features a sunny breakfast nook and a convenient bar, ideal for casual dining and entertaining. The primary suite boasts a double-vanity bath with a relaxing garden tub and separate shower. Step outside to a large, private backyard -- perfect for play, gatherings, or peaceful relaxation. Minutes from dining, shopping, schools, and hospitals -- don't miss this wonderful opportunity!

What to check on this one

  • Verify roof age and get 4-point inspection given 2002 build year.
  • Confirm flood zone designation with FEMA map and elevation certificate if needed.
  • Request HOA documents, bylaws, and any pending special assessments beyond $29/mo.
  • Inspect plumbing type; polybutylene/cast-iron from 2002 may need replacement soon.
  • Verify HVAC age, capacity, and maintenance records for 22-year-old system.
  • Check property appraiser records for any code violations or liens.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., Clay Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$29/mo
All-in monthly (est.)$2,153/mo

Loan $240,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 2:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.