$879,000
117 ISLAND COTTAGE Way, St. Augustine, FL 32080, St. Augustine, FL 32080
Island Cottages
- Price
- $879,000
- Beds / Baths
- 4 / 3
- Living area
- 2,670 sqft
- Year built
- 2006
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $400/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 152
- Middle
- Gamble Rogers
- High school
- Pedro Menendez
$329/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Original Homeowner. Gated community of 23 homes. Unique properties where as the attached garages are located in the back alley way. 4 Bedrooms, (MBR main floor.) and office and a ''Flex'' room. The first 10 years of this home was used as only a 2nd home, Stayed 1-2 weeks per year. It has been lived in full time since 2016. Several upgrades when the home was built, such as central vacuum, Thermador appliances, Surround sound with controlled speakers in every room including the garage. Tankless water heater. Dual FAU. (One for each floor.) Porcelain tile. Timeless Granite counter tops. Kohler fixtures, Jacuzzi tub in the MBR.
What to check on this one
- Verify roof age and get 4-point inspection report—home is 20 years old.
- Confirm flood zone designation and obtain elevation certificate if needed.
- Request HOA documents: CC&Rs, reserve study, financial statements, rental restrictions.
- Have inspector verify dual HVAC systems, tankless water heater, central vacuum functionality.
- Get written documentation of all upgrades and warranty transfers (Thermador, Kohler, Jacuzzi).
- Clarify alley garage access: easement rights, maintenance responsibility, insurance impact.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $703,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Apr 2, 2026, 2:03 PM.
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