$825,000
96058 BAY VIEW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Oyster Bay Harbours
- Price
- $825,000
- Beds / Baths
- 4 / 4
- Living area
- 3,169 sqft
- Year built
- 1998
- Type
- Residential
- Lot
- 0.45 ac
- Garage
- 3
- HOA
- $142/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 152
- Elementary
- Southside
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$260/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Located in the gated Oyster Bay community, this beautifully updated 4-bedroom, 3.5-bath home offers a bright, functional layout with modern finishes throughout. The main living areas feature new luxury vinyl plank flooring, while the updated kitchen includes granite countertops, newer stainless steel appliances, and a gas stove. Perfect for everyday living and entertaining. A dedicated office adds flexibility for work or study. The primary suite is conveniently located on the first floor, and features a beautifully renovated shower. Upstairs offers additional bedrooms and updated bath space for family or guests. Ideally located just minutes from Amelia Island, this home offers the perfect blend of comfort and convenience. See attached upgrade sheet for full list of improvements.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE
- Request roof inspection report and confirm age under 20 years
- Review Oyster Bay HOA docs, CC&Rs, and any pending special assessments
- Confirm all renovation permits pulled and final inspections closed
- Schedule 4-point insurance inspection before making offer
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $660,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.
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