Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$569,000

117 PEGGY Lane, Crescent City, FL 32112

Causeys

Price
$569,000
Beds / Baths
5 / 2
Living area
2,064 sqft
Year built
1971
Type
Residential
Lot
0.42 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
153

$276/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 79% above the area's closed prices. Condition and lot vary; that's what a showing is for.

THE ''BLUE HERON'' - A BEAUTIFUL 5/2 TWO STORY HOME WITH CANAL FRONTAGE ON TWO SIDES AND JUST A SHORT DISTANCE TO THE ST JOHN'S RIVER (NAVIGABLE WATER.) NEW DOCK, BOAT LIFT, METAL ROOF, UPDATED KITCHEN APPLIANCES, A WELL DESIGNED OUTDOOR BREEZWAY - GREAT FOR ENTERTAINING! THE HOME IS USED AS A VACATION RENTAL WITH A SOUND RENTAL HISTORY.

What to check on this one

  • Verify actual flood zone designation—map property on FEMA Flood Insurance Rate Map (FIRM) immediately
  • Obtain elevation certificate if in AE/VE zone; confirm flood insurance requirement and current policy
  • Request roof installation date and material specs—metal roof age and warranty documentation
  • Pull septic system inspection records and pumping history; confirm system capacity for rental use
  • Verify short-term rental license status, local Putnam County restrictions, and lease/HOA prohibitions
  • Request 4-point inspection given 1971 construction; confirm plumbing type and electrical panel condition

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,952/mo
Property tax (1.1% eff., Putnam Co.)$522/mo
Homeowners insurance (est.)$332/mo
All-in monthly (est.)$3,806/mo

Loan $455,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 TRITON REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 7:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.