Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$275,000

130 SW PEACH Street, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Lakeview Highlands

Price
$275,000
Beds / Baths
3 / 2
Living area
1,472 sqft
Year built
1962
Type
Residential
Lot
0.49 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
153

$187/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to easy Florida living just a short stroll from the sandy shoreline of Lake Geneva. This charming 3 bed, 2 bath, 1,472 sq ft home sits on an oversized, tree-shaded lot on a quiet street--perfect for morning walks and backyard play. Inside, you'll love the large, open living spaces, upgraded bathrooms, and a one-car extended garage for extra storage and/or a workshop. Step outside and the lifestyle really shines. Pop over to Keystone Beach/Geneva Jungle for swims, picnics, and playground time, or launch a day of boating and fishing on Lake Geneva's waters. Walking distance to Keystone Heights Elementary and Keystone Heights High School. The Palatka-to-Lake Butler State Trail offers miles of paved biking and walking just minutes away, and you're about 25-35 minutes to Gainesville for work, Gator games, and city amenities. It's the laid-back, small-town pace with big-timewhere you live. Square footage received from tax rolls.

What to check on this one

  • Verify roof age and get insurance quote—1962 home may face carrier refusal.
  • Order 4-point inspection; confirm homeowner's insurance is actually bound.
  • Confirm flood zone via FEMA map; get elevation certificate if in AE/VE.
  • Check for polybutylene plumbing (pre-1995 era) and cast-iron drain lines.
  • Request septic system inspection records and well water test results.
  • Confirm property lines and easements; verify workshop use compliance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,427/mo
Property tax (1.1% eff., Clay Co.)$252/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,971/mo

Loan $220,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 2:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.