Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$163,500

5242 101ST Street 2, Jacksonville, FL 32210, Jacksonville, FL 32210

Ortega Farms

Price
$163,500
Beds / Baths
2 / 1
Living area
840 sqft
Year built
1980
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
154

$195/sqft asking, vs a $157/sqft median across 1,240 closed sales in 32210 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.

MOVE-IN READY! MAKE AN OFFER, TODAY! Affordable and updated home tucked away on a quiet dead-end street. Conveniently located near NAS JAX, Orange Park shopping, and multiple major grocery stores. This charming property features an updated kitchen with granite countertops, soft-close cabinets and drawers, subway tile backsplash, and laminate flooring throughout the main living areas. Inside laundry hookups, a 200-amp electrical service, and a 50-gallon water heater provide modern comfort and reliability. The bathroom has been updated with a full-size shower and custom glass door. This property would be great for a single occupant, couple, or small family, or as a rental. Situated on a large 111' x 197' lot (just over ½ acre), the yard is fenced on the back and both sides. A 10' x 20' elevated utility building with double doors and an attached deck offers excellent storage or workspace options. Previously rented for $1,300/month, making it a strong investment opportunity as well

What to check on this one

  • Verify actual flood zone at FEMA.gov or Duval Property Appraiser—critical for insurance.
  • Order 4-point inspection and wind-mitigation report; 1980 roof may trigger insurer issues.
  • Confirm roof age/condition with roofer—46-year home near 15-20 year insurance threshold.
  • Verify septic vs. city sewer; if septic, request service/pumping records.
  • Check polybutylene or cast-iron plumbing presence; 1980 build predates safer materials.
  • Confirm short-term-rental eligibility with Duval County before purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$848/mo
Property tax (1.1% eff., Duval Co.)$150/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,290/mo

Loan $130,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.