Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,224,900

233 ARBOR CREEK Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Silverleaf

Price
$1,224,900
Beds / Baths
5 / 5
Living area
4,055 sqft
Year built
2026
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$142/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
154
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

$302/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 47% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the ''Harper'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek neighborhood at John's Island within the no-CDD Silverleaf community. This two-story home offers a spacious owner's suite and secondary bedroom with a full bath on the main floor, plus a versatile flex room/office, pool bath, and pocket office. Upstairs features three additional bedrooms, two full baths, and a large bonus room. The gourmet kitchen shines with Electrolux appliances, Cambria quartz countertops, soft-close dovetail drawers, double-stacked upper cabinets, and an oversized pantry with space for a second fridge. Included are all appliances, from fridge to washer/dryer. Revwood floors grace the main living areas, primary bedroom, and secondary downstairs bedroom, providing a clean and modern look with outstanding durability. Enjoy peaceful privacy on your covered lanai overlooking a large yard with conservation backing--perfect for a pool and true Florida living!

What to check on this one

  • Verify builder warranty coverage details and transfer provisions to buyer.
  • Request HOA documentation for Hidden Creek gated community and rental restrictions.
  • Confirm all listed appliances (Electrolux, washer/dryer) are included at closing.
  • Review Silverleaf community rules, amenities access, and annual HOA fee increases.
  • Obtain plot plan showing conservation easement boundaries and pool placement limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,356/mo
Property tax (1.1% eff., St. Johns Co.)$1,123/mo
Homeowners insurance (est.)$715/mo
HOA$142/mo
All-in monthly (est.)$8,336/mo

Loan $979,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PERRY HOMES. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.