Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$132,900

3680 KIRKPATRICK Circle 4, Jacksonville, FL 32210, Jacksonville, FL 32210

Willow Ridge

Price
$132,900
Beds / Baths
2 / 2
Living area
1,118 sqft
Year built
2007
Type
Condo
Lot
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
151

$119/sqft asking, vs a $127/sqft median across 75 closed sales in 32210 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this Charming 2-bedroom, 2-bath First-Floor Condo located in a Gated community on Jacksonville's Westside. PLEASE NOTE: some photos have been virtually staged to illustrate the property's potential. This well-maintained unit offers a comfortable and functional layout with a spacious living and dining area, perfect for everyday living or entertaining. The split-bedroom floor plan provides added privacy, while the primary suite features its own private bathroom and generous closet space. Step outside and take advantage of the community's amenities, including a sparkling swimming pool and a playground area, ideal for relaxation and recreation. Located just minutes from major highways, shopping, and dining, this home offers both comfort and convenience in a secure, family-friendly setting. Perfect for anyone seeking low-maintenance living in a desirable Jacksonville location.

What to check on this one

  • Verify condo SIRS report status and any pending structural/reserve assessments
  • Obtain HOA documents: rental restrictions, special assessments, reserve funding level
  • Confirm flood zone designation and obtain elevation certificate if needed
  • Review roof age and get 4-point insurance inspection quote
  • Verify plumbing type—polybutylene or cast-iron lines common in 2007 builds
  • Check HOA's insurance policy coverage and deductibles

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$690/mo
Property tax (1.1% eff., Duval Co.)$122/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,539/mo

Loan $106,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 7:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.