Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$394,000

2482 OLEANDER Avenue, Middleburg, FL 32068

Section Land

Price
$394,000
Beds / Baths
3 / 2
Living area
2,000 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
146

Beautiful 3-Bed, 2-Bath Home with Flex Room - No HOA or CDD! Discover this stunning 2,000 sq. ft. home nestled on a spacious full acre lot in Middleburg, FL! Featuring 3 bedrooms, 2 bathrooms, and a versatile flex room, this home offers plenty of space for comfortable living. The open-concept design boasts a modern kitchen with quartz countertops, stainless steel appliances, perfect for entertaining. The primary suite includes a walk-in closet and a spa-like en-suite bath with dual sinks and a walk-in shower. Enjoy peaceful living with no HOA or CDD fees! Home is conveniently close to shopping, dining, and top-rated schools.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify builder warranty coverage details and transferability to new owner.
  • Request Certificate of Occupancy and all builder permits/inspections.
  • Confirm closing timeline and any builder incentives or upgrade allowances.
  • Review lot survey and confirm property lines on full acre.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,044/mo
Property tax (1.1% eff., Clay Co.)$361/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,697/mo

Loan $315,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAGNOLIA & OAK REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 7:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.