$2,000,000
4665 RAGGEDY POINT Road, Fleming Island, FL 32003
Fleming Island
- Price
- $2,000,000
- Beds / Baths
- 4 / 5
- Living area
- 4,068 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 3.5 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 144
$492/sqft asking, vs a $212/sqft median across 589 closed sales in 32003 over the last 12 months — 131% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Legacy on the St. Johns. Set on 3.5 acres with sweeping river frontage, this waterfront estate offers rare scale, privacy, and craftsmanship. The 4,068 SF main home opens through a columned portico into a 20' foyer and triple-arched gallery hall. A bow-windowed river room and study with gas fireplace and built-ins anchor the main level, alongside a chef's kitchen and master suite with double tray ceiling and spa bath. Elevator, 2025 roof, and windows throughout framing river views. Upstairs bonus room with morning kitchen and half bath offers flexible living. Screened pool and spa overlook the water; full dock package includes covered slip, boat lift, platform, and bulkhead. The 1,960 SF guest house with screened porch and two-car garage suits multigenerational living or extended stays. Minutes from Fleming Island's top schools, dining, and shopping -- privacy without isolation. Properties like this on the St. Johns rarely come to market.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for riverfront property.
- Confirm roof installation date (2025 claim) and obtain roofing warranty documentation.
- Get comprehensive dock, boat lift, bulkhead, and slip maintenance/repair history.
- Request seawall/bulkhead structural inspection report and any Army Corps permits.
- Verify guest house is legally permitted as separate dwelling unit or ADU.
- Obtain survey showing property lines, dock location, and any easements or restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,600,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 6:05 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.