$899,900
177 TESORO Terrace, St. Augustine, FL 32095, St. Augustine, FL 32095
Madeira
- Price
- $899,900
- Beds / Baths
- 4 / 3
- Living area
- 2,661 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 3
- HOA
- $142/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 155
- Elementary
- Ketterlinus
- Middle
- Sebastian
- High school
- St. Augustine
$338/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 65% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This stunning single-story home features the award-winning ''Mason'' floor plan by MasterCraft Builder Group and showcases 12' ceilings in the main living areas. Offering 4 bedrooms, 3 bathrooms, enclosed study/flex room, and a spacious 3-car garage, this home is located in the gated community of Madeira. The chef's kitchen showcases double-stacked cabinetry, quartz countertops, and Electrolux appliances, including a 36'' 5-burner gas cooktop, built-in oven and microwave, and French door refrigerator. The covered lanai overlooks peaceful water views and offers the perfect space for relaxing or entertaining, with ample room to add a pool. The luxurious primary suite features a large shower with dual shower heads and separate vanities. Revwood floors grace the main living areas and all bedrooms, providing a clean and modern look with outstanding durability. Estimated completion August 2026.
What to check on this one
- Confirm final completion date and walkthrough schedule with builder before closing
- Obtain CDD bond payoff amount and verify annual assessment cap/schedule
- Request flood zone map and elevation certificate for waterfront lot
- Review Madeira gated community HOA docs, deed restrictions, and rental policies
- Verify builder warranty coverage and transferability to second owner
- Confirm all Electrolux appliances and finishes match signed specifications
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $719,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PERRY HOMES. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:21 PM.
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