Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$895,000

184 COQUINA KEY Drive 184, Ormond Beach, FL 32176, Ormond Beach, FL 32176

Coquina Key

Price
$895,000
Beds / Baths
3 / 3
Living area
2,100 sqft
Year built
2000
Type
Residential
Lot
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
156

Beautifully updated 3BR/2.5BA beachside home directly across A1A in sought-after Coquina Key. Enjoy stunning ocean views and sunrises from the open living, dining, and kitchen areas. Recent updates include new carpet in bedrooms and stairs, a renovated kitchen with double island and abundant storage, and a heated pool (2026). Tile floors throughout main living areas offer easy coastal living, and a new roof (March 2025) adds peace of mind. The main-level primary suite captures sunset skies, while two downstairs bedrooms share a Jack-and-Jill bath and open to the fenced yard and pool. Private community beach access just steps away makes this the perfect full-time residence, vacation home, or beachside retreat. Furniture negotiable upon executed contract.

What to check on this one

  • Verify flood zone designation and elevation certificate for A1A beachside location.
  • Confirm new roof installation date (March 2025) and obtain roofing warranty documentation.
  • Review HOA covenants for rental restrictions if investment/vacation use intended.
  • Inspect pool equipment warranty and 2026 heater service plan details.
  • Obtain title commitment; verify no easements affecting beach access or waterfront rights.
  • Request HOA financials and reserve study for Coquina Key community.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,644/mo
Property tax (1.1% eff., Volusia Co.)$820/mo
Homeowners insurance (est.)$522/mo
HOA$23/mo
All-in monthly (est.)$6,009/mo

Loan $716,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CONCIERGE REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Apr 20, 2026, 12:21 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.