Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

1134 HARMONY Drive N, St. Johns, FL 32259, St. Johns, FL 32259

Harmony Village

Price
$200,000
Beds / Baths
3 / 2
Living area
1,404 sqft
Year built
2003
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
155

$142/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 36% below the area's closed prices. Seller financing with 15–20% down offered; price sits 35% below area average, likely reflecting mobile-home category and buyer financing flexibility rather than condition issues.

Seller will consider short-term financing with 15-20% down. Charming 3BR/2BA mobile home in St. Johns, just minutes from the St. Johns River. Features include a covered front porch, carport, and a long double-wide driveway with plenty of parking. Enjoy brand new laminate flooring throughout and a fenced area around the home for added privacy. Roof & HVAC is only 1 year old for peace of mind. Additional highlights include a shed on the property and a spacious primary suite with walk-in closet, double vanity, garden tub, and separate step-up shower. Move-in ready and full of potential! Great investment opportunity as well. 1404 sf in main living areas, 297 additional heated and cooled space separate from main building. Could be used for office, man cave, craft room or storage. Endless possibilities

What to check on this one

  • Verify actual flood zone designation with St. Johns County Property Appraiser—seller marked 'unknown'
  • Confirm roof & HVAC are truly 1 year old with receipts; get maintenance records going forward
  • Obtain HUD title search and lien status—critical for mobile home financing and insurability
  • Verify septic system service history and pumping schedule; get tank location and capacity
  • Confirm zoning allows the 297 sq ft detached structure; ensure it's permitted and meets setbacks
  • Get wind-mitigation inspection quote—23-year mobile home will need one for insurance renewal soon

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., St. Johns Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,513/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASSIST2SELL FULL SERVICE REALTY LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 8:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.