$327,500
3559 WHISPER CREEK Boulevard, Middleburg, FL 32068, Middleburg, FL 32068
Whisper Creek
- Price
- $327,500
- Beds / Baths
- 3 / 2
- Living area
- 1,465 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- $24/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 156
- Elementary
- Coppergate
- Middle
- Wilkinson
- High school
- Ridgeview
$224/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.
NO CDD !!! CORNER Lot Home- Forget the stress of ''hidden costs''-- Every major system already updated, From the Newer roof (2022) to water heater (2023) to the reliable AC, the heavy lifting has been done for you. Nestled on a spacious corner lot, this home feels warm and cozy from the moment you step inside. The heart of the home is the open eat-in kitchen, where morning coffee at the breakfast bar flows naturally into evenings hosted in the family room. Retreat to a primary suite for relaxation, featuring a soaking tub, Dual Vanities and walk-in closet. With beautiful Engineered tile and Bamboo flooring areas throughout 90% of the home and a fully fenced backyard ready for play or pets, this isn't just a house--it's where your next chapter begins.
What to check on this one
- Verify roof installation date and warranty (listing claims 2022).
- Confirm water heater age/warranty (listing claims 2023).
- Get AC unit age, service history, and current condition report.
- Obtain flood zone designation from FEMA map or county.
- Review HOA $24/mo dues structure and any pending assessments.
- Inspect plumbing materials (age 22 suggests possible polybutylene risk).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $262,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ALL REAL ESTATE OPTIONS INC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:24 PM.
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