Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,099,000

13 OLD OAK Drive N, Palm Coast, FL 32137

Sanctuary

Price
$1,099,000
Beds / Baths
4 / 4
Living area
2,967 sqft
Year built
2026
Type
Residential
Lot
0.36 ac
Garage
3
HOA
$165/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
157

Nestled within The Sanctuary, Palm Coast's premier gated boating community, perfectly positioned on an expansive 1/3 acre homesite, this MOVE-IN READY NEW CONSTRUCTION luxury residence offers an effortless blend of elegance and the very best of Florida living. Offering EXCEPTIONAL VALUE WITH NO WAIT TO BUILD, this thoughtfully crafted home features soaring ceilings, refined architectural details, and sophisticated finishes throughout. At the heart of the home is a spectacular chef's kitchen featuring premium cabinetry, quartz countertops, an oversized waterfall island, a full-height quartz backsplash, and a private butler's pantry that provides additional workspace and storage. The open-concept design flows seamlessly into the spacious living and dining areas, where two walls of multi-panel sliding glass doors open to dual covered lanais with a with a fully equipped outdoor kitchen. With ample room for your custom pool, create the ultimate indoor-outdoor living experience. The luxurious owner's retreat offers a spa-inspired bath with elegant finishes and spacious dual walk-in closets. A private study with French doors provides the ideal work-from-home space, while three additional bedrooms include a private guest suite with an ensuite bath and two secondary bedrooms connected by a beautifully appointed full bath. A conveniently located powder bath completes this thoughtfully designed floor plan. Built for lasting quality and efficiency, this concrete block home features smooth-finish walls and ceilings, luxury vinyl plank flooring, energy-efficient windows, whole-home gutters, full irrigation, a spacious three-car garage with epoxy flooring, and an attractive paver driveway. For added peace of mind, the seller includes a 1-year builder warranty along with a 10-year structural warranty. Enjoy scenic lakes, majestic oak-lined streets, nearby marinas and Intracoastal access, pristine Atlantic beaches, championship golf, and an abundance of shopping, dining, and everyday conveniences all just minutes away. With easy access to I-95, historic St. Augustine, Jacksonville, Daytona Beach, and Orlando are all within easy reach, making this an exceptional place to call home.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Palm Coast.
  • Confirm HOA $165/mo covers what; request The Sanctuary CC&Rs and amenity rules.
  • Review new construction warranty terms and builder punch-list process.
  • Confirm CDD bond status and annual assessment amount if applicable.
  • Request survey, plat, and utility easement details for 0.36-acre lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,702/mo
Property tax (1.1% eff., Flagler Co.)$1,007/mo
Homeowners insurance (est.)$641/mo
HOA$165/mo
All-in monthly (est.)$7,515/mo

Loan $879,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 8:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.