Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$699,990

382 S FLETCHER Avenue 306, Fernandina Beach, FL 32034

Oceans Of Amelia

Price
$699,990
Beds / Baths
2 / 2
Living area
948 sqft
Year built
1983
Type
Condo
Lot
Garage
0
HOA
$750/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
114
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

Oceans of Amelia ALERT!! This PET-FRIENDLY oceanfront community on Amelia Island is a one of a Kind!! It's a TOP-FLOOR two-bedroom, two-bath condo with DIRECT OCEAN VIEWS and just under 1,000 square feet of COMFORTABLE COASTAL LIVING. The light-filled living and dining areas feature FLOOR to CEILING FLORIDA WINDOWS, providing ABUNDANT NATURAL LIGHT and expansive ocean views throughout the main living space.The open layout offers a COZY FEEL for everyday living and entertaining, while the TOP_FLOOR LOCATION provides added PRIVACY and elevated views. Residents & Renters enjoy COVERED PARKING UNDERNEATH the building, a community pool, and the convenience of an ON-SITE RENTAL OFFICE--making this an EXCELLENT CHOICE for buyers seeking a second home with income potential. Ideally located close to local restaurants, Fort Clinch State Park, and Just 2 miles from historic DOWNTOWN FERNANDINA BEACH, this condo offers easy access to beaches, nature trails, shopping, dining, and island attractions while still enjoying the tranquility of oceanfront living. Whether you're looking for a primary residence, vacation getaway, or income-producing property, Unit 306 offers a **RARE OPPORTUNITY** in a well-maintained, intimate community. Unit comes FULLY FURNISHED and READY TO RENT! ONLY a Half Mile to the Salt Life Restaurant or 2 Miles to Downtown Fernandina Beach... Priced to Sell!

What to check on this one

  • Pull condo milestone/SIRS report; 1983 building needs structural assessment.
  • Verify HOA $750/mo covers flood insurance; get condo insurance quote.
  • Confirm flood zone elevation certificate; oceanfront = likely AE or VE.
  • Request condo short-term rental policy in writing; verify income legitimacy.
  • Inspect roof age and 4-point inspection; insurer may balk at 43-year age.
  • Review HOA financials; reserve funding critical for oceanfront property wear.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,632/mo
Property tax (1.1% eff., Nassau Co.)$642/mo
Homeowners insurance (est.)$408/mo
HOA$750/mo
All-in monthly (est.)$5,432/mo

Loan $559,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 1:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.