Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$187,000

143 BAYOU Drive, Satsuma, FL 32189, Satsuma, FL 32189

Bayou Club

Price
$187,000
Beds / Baths
2 / 2
Living area
1,040 sqft
Year built
1986
Type
Residential
Lot
0.16 ac
Garage
0
HOA
$75/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
157
Elementary
Browning Pearce
High school
Crescent City

$180/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Price Improvement! Welcome to easy Florida living in this charming 2BR/2BA home in a peaceful adult golf cart-friendly community on Murphy's Creek with access to the St. Johns River. Enjoy beautiful water views from the screened patio, perfect for relaxing mornings or evenings. This furnished home is move-in ready and ideal for full-time living or a seasonal retreat. Community amenities include a sparkling pool, clubhouse with weekly events and activities, private boat ramp, and available boat slips. A storage compound offers additional space, plus a shed under the carport for tools or boating gear. Come enjoy a relaxed waterfront lifestyle and meet some of the most amazing neighbors!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this St. Johns River area lot.
  • Confirm roof age and condition; 40-year-old mobile home may face insurance renewal challenges.
  • Review HOA documents: rules, amenities funding, any pending special assessments or reserve studies.
  • Inspect plumbing type; pre-1995 mobile homes often have polybutylene—verify copper or PEX replacement.
  • Get septic system inspection and pumping records; confirm it serves this lot only.
  • Verify title is clear and tied to land; confirm lot lease terms and renewal options.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$970/mo
Property tax (1.1% eff., Putnam Co.)$171/mo
Homeowners insurance (est.)$292/mo
HOA$75/mo
All-in monthly (est.)$1,508/mo

Loan $149,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated May 14, 2026, 11:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.