$334,995
96030 STONEY Drive 2502, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Cottages at Stoney Creek
- Price
- $334,995
- Beds / Baths
- 3 / 3
- Living area
- 1,477 sqft
- Year built
- 2008
- Type
- Condo
- Lot
- —
- Garage
- 1
- HOA
- $375/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 160
$227/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 44% below the area's closed prices. Priced 44% below area average; at $227/sqft versus $405/sqft, the property's strong per-square-foot discount warrants asking the listing agent why despite renovations and furnished turnkey condition.
Welcome to the Cottages at Stoney Creek, a GATED COMMUNITY where low-maintenance living meets effortless Florida style! This BEAUTIFULLY UPDATED** 3-bedroom, 2.5-bathroom townhome is **PACKED with UPGRADES**and features zero carpet throughout. AND COMES COMPLETELY FURNISHED. The open-concept living area showcases LUXURY VINYL PLANK FLOORING, crown molding, and a private patio overlooking lush greenery. The kitchen impresses with WHITE CABINETRY, stainless steel appliances, and a BOLD NAVY ISLAND that brings a **FRESH COASTAL FEEL** to the space. The primary suite offers serene tree views and a FULLY RENOVATED ENSUITE BATHROOM with a glass-enclosed walk-in shower, soaking tub, and sleek matte black hardware. Two additional bedrooms provide the perfect flex space for guests or a home office, and the second renovated full bath is equally polished. All Bedrooms are on the 2nd Level along with the Laundry Area and a convenient half Bath is on the main level. Enjoy RESORT STYLE LIVING with access to the Community Pool, a 1-car garage, and **LOW MONTHLY CONDO FEES that cover exterior maintenance so you can spend your time doing what you love. Located just minutes from shopping, dining, and Walmart, with Amelia Island only 10 minutes away. THE BEACH LIFE IS CLOSER THAN YOU THINK IN THIS MODERN COASTAL CONDO!! Call listing agent today for a private showing! FURNITURE is Negotiable!
What to check on this one
- Pull current HOA budget, reserve fund study, and any special assessments planned.
- Obtain condo documents: bylaws, rules, rental policy, and most recent financial statements.
- Request flood zone map confirmation and elevation certificate if in AE or VE zone.
- Verify roof age, last inspection date, and insurer's willingness to cover the unit.
- Confirm furnishings inventory list and what exactly transfers at closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $267,996 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 27, 2026, 9:57 PM.
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