Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

160 SMITH Lane, Satsuma, FL 32189, Satsuma, FL 32189

Metes & Bounds

Price
$249,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
158

If you're seeking a waterfront property to build your dream home, this is the perfect opportunity! The previous residence has been removed, leaving you with a pristine new home site. Nestled directly on Dunns Creek, you'll have easy access to Crescent Lake or the St. Johns River, just a short boat ride away. The property features a boat house equipped with a boat lift and a covered patio that offers breathtaking views of the water. Additionally, there's a covered carport and a shed for convenient storage. There is a survey and an elevation certificate available for reference.

What to check on this one

  • Verify flood zone designation and elevation certificate accuracy for Dunns Creek location.
  • Confirm septic system feasibility—well & septic permit requirements for Putnam County.
  • Review survey for setbacks, wetlands, and buildable area constraints.
  • Verify boat house/lift ownership and any required Army Corps or DNR permits.
  • Check Putnam County zoning—confirm residential construction allowed on this lot.
  • Obtain title commitment; confirm no outstanding liens or deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Mar 31, 2026, 6:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.